1. Have you explored all of your options?
2. Are you comfortable with your payments?
3. Do you need cash flow for other things?
4. Can you handle fluctuating rates?
5. Will you sell soon?
6. Are you thinking about a major renovation?
7. When do you want to be “mortgage-free?”
8. Could you use your home equity to fulfill other goals?
9. Have your insurance needs changed?
10. Are you getting the best rates and terms?
– with thanks to Gibbard Hoffart Financial Group